BUSINESS LENDING AND LINES OF CREDIT

Flexible credit solutions designed with your business in mind.

Banker talking to coffee shop owner about banking options

Finance purchases or manage ongoing credit needs with Associated Bank's flexible term loans and business lines of credit. Our team will take the time to understand your business needs and can help direct you to the loan or line of credit that makes the most sense for your particular situation.

Call a business relationship manager today for immediate assistance on your business lending needs at 800-270-7725. Available Monday-Friday, 8 a.m. - 5 p.m. CT.

Determine which loan type is right for you

Business line of credit

A line of credit gives you a specific amount of financing. You only start making payments once you begin to use these funds. This flexible option can help you with unexpected expenses and other purchases.

Business term loan

Often the best solution for long-term needs, such as buying equipment or other large-scale items. It can also help you fund renovations, construction or acquisition.

Commercial real estate solutions

Finance every phase of commercial real estate projects including retail, office, industrial, multi-family and other income-producing properties.

Loan Types Available To You

 

Line of Credit

Term Loan

Commercial Real Estate
Ideal for

Access to Cash for Business Expenses:

  • Rent
  • Inventory
  • Payroll
  • Daily operations
  • Temporary working capital

One Time Financing

  • Equipment or vehicles
  • Expansion, construction renovation
  • Permanent working capital
  • Business purchases
  • Refinancing business debt
  • Purchasing owner-occupied real estate
  • Non-owner occupied real estate
  • residential real estate
  • Mixed-use properties
  • Construction & renovations
Loan AmountsAs low as $10,000As low as $10,000As low as $10,000
Standard Terms1-5 years²1-7 year termsUp to 25 year amortization
(1-7 year terms)
RatesVariableFixedFixed
Benefits
  • Typically secured by General Business Security Agreement, cash or accounts receivable
  • Access your money by writing a check or transferring money online
  • Your line of credit can be paid down and used again
  • Monthly payments are automatically deducted from your business checking account
  • Typically secured by General Business Security Agreement, equipment or real estate
  • Interest on loans may be deducted as a normal business operating expense for tax purposes³
  • Fixed monthly payments can be automatically deducted from your business checking account
  • Typically secured by commercial real estate
  • Fixed monthly payments automatically deducted from checking account
  • Flexible down payment required 

 

Finance purchases or manage ongoing credit needs with Associated Bank’s flexible term loans and business lines of credit.

Be sure to put together a plan for exactly how you will use the loan. This will help ensure that you get the loan you’re looking for. We're happy to help identify the solution that's right for you.

Flexible Credit Solutions Designed for Your Business

Whether you need to access a specific amount of cash now or set up a loan for your long-term needs, we're here to help you.


 

  1. Subject to Credit approval

  2. Other loan amounts and terms may be available. Contact Associated Bank to explore your options.

  3. This information is provided for informational purposes only and is not intended to provide specific financial, investment, tax, legal, accounting, business or other advise and should not be acted or relied upon in that regards without seeking the advice of your own professionals who can help to ensure that your own circumstances have been properly considered and any action is taken on the latest available information.