Asset-based Lending

Improve your credit availability by tapping into your assets

Put your business assets to work for you. Loans are secured by assets such as accounts receivable, inventory, machinery, equipment and real estate, or other assets of the business or its owners.

By choosing our team for your asset-based lending needs, you'll work closely with an experienced advisor who will serve as your trusted advocate. We'll work to find a financing solution for your specific, unique situation.

Asset-Based Lending Team

Reach out to one of our relationship managers or portfolio managers today.

We offer a wide range of customized lending solutions to businesses with financing needs—typically in the range of $3 million to $35 million—to meet important goals, including:

Asset-Based loans can be used to access working capital for

Growth—Add inventory, expand your facility and hire employees to support your business during rapid growth.

Seasonal stabilization—Capital during seasonal business fluctuations.

Turnaround financing—Working capital to complete the turnaround of an underperforming business.

Refinancing/Restructuring—Take advantage of business growth to maximize the organization's use of debt and equity and enhance financing terms.

Acquisition—Finance the purchase of a competitor or a merger with a strategic partner.

Leveraged buyout—Use the value of a company’s assets to finance purchase of a controlling stock interest in the company—a purchase frequently led by the company’s management team.

Capital expenditures—Upgrade buildings, equipment and other physical assets.

Other possibilities include—Recapitalizations, new product initiatives, entry into new markets and more.

We also offer tailored asset-based lending solutions, such as lines of credit, term loans, CAPEX facilities, real estate loans (owner occupied) in conjunction with revolving loans, seasonal overadvances and letters of credit.

Call 800-728-3501

Customer Care Center, Monday-Saturday

  • Loan products are offered by Associated Bank, N.A., and are subject to credit approval. Loans may involve interest and other costs. Please ask about details on fees and terms and conditions of these products. Relevant insurance coverage, if applicable, will be required on collateral.